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Two years from the date of the accident, under O.C.G.A. § 9-3-33. If a government entity (city, county, or state vehicle) was involved, you also have to send an ante-litem notice within six months for cities (O.C.G.A. § 36-33-5) or twelve months for the state (O.C.G.A. § 50-21-26). Missing the ante-litem deadline forfeits the entire claim, even if the underlying two-year window is still open.
The two-year deadline runs from the date of injury, not from when fault is determined or from when you finish medical treatment. Filing has to happen within that window. Every day past it is generally a complete bar to recovery.
There are narrow exceptions. The clock can be tolled (paused) for minors under O.C.G.A. § 9-3-90, for certain mental incapacity, and while a related criminal case is pending under O.C.G.A. § 9-3-99. None of these are pro-forma; each one has technical requirements.
The most expensive mistake is missing an ante-litem notice deadline because nobody flagged that a government vehicle was involved. We check this in every consultation.
This answer is general legal information, not specific legal advice. Pereira & Associates can review your particular facts in the free consultation. Schedule one →
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